Digital Banking: Pros and Cons

Last updated on: Published by: Peter Powell 0

Digital banking or online banking started way back 1990s when banks wanted to utilize the uprising internet. As the internet had become a part of the needs of a person, the internet banking made its way to become part of it too.

Digital banking made investments and trades easier than it has ever been. All you had to have is a mobile phone, internet, and an application to make it all work. Sign in to an account and everything you need to know about your record can be seen in just a few clicks. Possibilities with banking nowadays are endless, from cardless transactions to international banking.

This includes, but not limited to, online bankings and e-commerce.

Online banking has set a good record in the finance industry, but what are its pros and cons?


It offers better rates and lower fees

Due to not having any physical infrastructure and overhead costs, you are faced with lesser to no charges. It may also yield to more savings if your banks allot it to more percentages for their customers. They offer the lowest APYs and almost no maintenance fees.

View and review transactions anytime, anywhere

Since all you need is a phone, the internet, and an app to access your account, you can view and review your transactions anytime you need to.

Quickly connect it with your financial applications

Your online account is capable of syncing with your other financial app. This enables you to manage your finance easily and at real-time.


Lack of ATMs

Pure online banking tends to lack ATMs since they would focus on improving their online experience alone for the users. Accessing other ATMs may cause you fees that may sum up if not used wisely.

Limited capabilities

Although it had improved in time, some transactions can only be done through physical banking. Operations such as receiving or depositing cheques would cost you time since heavy security verifications are required.

Security threats

Despite having high security for their applications. Social engineerings and hackers post a threat to a rather safe banking experience.

Final thoughts:

Mobile banking is not all good and all bad. Knowing which things to do and which you should not, it would help in better the overall banking experience.…

Gaming PC Upgrades

Last updated on: Published by: Peter Powell 0

Initially, a computer was just a computer. However, this perception has since changed and modern day manufacturers are now designing computers depending on the preferences of the user. Some are tailor-made for business applications, manufacturing, graphic design and others for home applications. This has excited many gamers considering that they now have computers that can address their gaming concerns. Gaming computers are powerful units run powerful memory consuming applications. However, if your computer is not equal to the task, here are few insights on upgrading your gaming computer.

Upgrading Your Gaming PC

Identify the limiting factorholding game stick

When your laptop is not playing games the way you expect it to, then something is not right. You need to rectify the anomaly by making some technical alterations. Before upgrading it, it is imperative to ascertain and have a list of all factors limiting your machine. The tackle this is to compare the specifics of your laptop with the minimal requirements needed to run the gaming application. After identifying the disparities, you can then proceed and look superior alternatives in the market.

Find the Right CPU

When shopping for a good CPU, check the processor speed and the RAM and compare them with your gaming requirements. If you are running a CPU with top specifications, then you can upgrade the other support systems like the motherboard. Besides, if your computer is quite old, you can consider doing an overhaul or replacing the essential components based on your budget.

Upgrade your Graphic Processor.’

Good graphics are important in creating a good gaming experience. As such, it is advisable to invest in a good graphic processor. If your budget allows, you can consider having a pair of graphic cards that run in tandem

Revamp the Peripherals

keyboardWell, as much as the CPU is in good shape, old peripherals like the monitors can ruin everything. In this regard, you can invest in a broad gaming monitor with enhanced graphics. Moreover, the monitor chosen should offer a refresh rate of at least 12 milliseconds. With an excellent display unit, invest in good gaming mouse and keyboards made by renowned manufacturers.

Upgrading a gaming laptop require some background knowledge in computers. Alternatively, you always talk to a technician for thoughtful inside on how to upgrade. When upgrading, it is imperative to buy quality and durable accessories. A good choice should enhance the user experience and last for a considerable time. As such, purchasing quality items is the only way to achieving this feat.…

The Modern Marketer

Last updated on: Published by: Peter Powell 0



The Modern Marketer is a function that has evolved to demand attributes of the content, brand, and web marketer and do CRM systems, marketing automation, refining and segmenting data, delivering value-based content through the right channels, measuring marketing effectiveness and tracking prospect to customer.…